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After Hail Damage

Organize hail-damage photos, estimates, inspections and professional proposals.

Hail damage can affect roofing, siding, windows, vehicles, and landscaping. This guide helps you inspect damage safely, document it for insurance, get contractor estimates, and organize recovery.

1

Inspect for Safety Hazards

  • •Check for structural damage, loose debris, or broken glass.
  • •Do not climb on roof if you are not experienced — use binoculars or drone photography instead.
  • •If windows are broken, be cautious of sharp glass.
  • •Check gutters and downspouts for loose debris or damage.
  • •Inspect foundation and basement for water leaks from roof damage.
  • •Turn off electricity to damaged areas if safe and necessary.
2

Document Hail Damage

  • •Take photos and videos of visible hail damage on roof, siding, windows, and landscaping.
  • •Photograph from ground level and from different angles.
  • •If safe, use a ladder to photograph roof edge and visible damage.
  • •Photograph hail impact marks on surfaces (dents in gutters, siding, AC unit).
  • •Document damage to vehicles, outdoor structures, and landscaping.
  • •Save evidence of hail storm (weather reports, neighborhood photos).
3

Contact Your Insurance Carrier

  • •Call your insurance company as soon as possible after hail storm.
  • •Report hail damage claim and provide date of hail event.
  • •Request claim number and assigned adjuster name/contact.
  • •Ask about deductible and coverage limits for hail damage.
  • •Ask if temporary repairs are covered (e.g., tarping roof).
  • •Get timeline for adjuster inspection.
4

Prevent Secondary Damage

  • •If roof is damaged, arrange temporary tarping to prevent water leaks.
  • •Keep gutters and downspouts clear to allow water drainage.
  • •Do not allow water to accumulate or enter the building.
  • •Save receipts for emergency repairs or tarping services.
  • •Monitor property for signs of water damage or leaks.
  • •Keep temporary repairs documentation for insurance.
5

Gather Important Records

  • •Locate your insurance policy and coverage details.
  • •Save all correspondence from insurance carrier.
  • •Document the date and time of hail damage.
  • •Keep receipts for any emergency mitigation services.
  • •Collect information about hail storm (weather reports, neighborhood reports).
  • •Take inventory of all damaged property or structures.
6

Get Contractor Estimates

  • •Request estimates from roofing contractors for roof damage assessment and repair.
  • •Get quotes from siding contractors if siding is damaged.
  • •Request window replacement estimates if windows are broken.
  • •Get landscaping restoration estimates if landscaping is damaged.
  • •Document contractor credentials, experience, and warranty information.
  • •Compare repair scope, materials, and timeline between contractors.
7

Compare Insurance vs. Contractor Estimates

  • •Compare insurance adjuster estimate with contractor quotes.
  • •If settlement seems low, request independent roofing inspection.
  • •Ask adjuster to reconsider if damage assessment differs from contractor quotes.
  • •Document scope differences and material quality variations.
  • •Consider independent adjuster if significant settlement gap exists.
  • •Maintain records of all estimate comparisons.
8

Coordinate Repairs

  • •Select contractor and finalize repair agreement and pricing.
  • •Schedule repairs while monitoring weather for additional damage.
  • •Track repair progress and quality of work.
  • •Collect final invoices and proof of repair completion.
  • •Verify all repairs meet insurance settlement agreement.
  • •Request final inspection and warranty documentation.

Important: Hail Damage Claims

  • • Document damage immediately — hail damage settles within 30-60 days typically.
  • • Do not sign anything from adjuster until you fully understand settlement.
  • • Hail damage often has higher deductibles — check your policy.
  • • Do not make permanent repairs until adjuster has assessed.
  • • Keep all receipts for temporary repairs or mitigation.
  • • If settlement seems low, consider independent professional assessment.

Organize hail-damage recovery with ClaimVia.net

ClaimVia helps organize hail damage recovery: upload photos and estimates, save insurance correspondence, compare contractor quotes, schedule professional review calls, and track repair progress.

Organized documentation makes hail damage claims faster and prevents settlement disputes.

Helpful public resources

Property owners may also want to review official severe-weather and consumer resources when organizing records after storm damage. ClaimVia.net is not affiliated with or endorsed by these organizations.